Compound Interest

See how your money grows over time with principal, rate, and compounding frequency

About this calculator

The Compound Interest Calculator shows how your money grows over time when interest is reinvested. Unlike simple interest, compound interest earns returns on your returns — the longer you invest, the faster your balance grows. Enter your principal, rate, compounding frequency, and time to see your investment's future value.

Common examples

  • $1,000 at 5% annually for 10 years → future value $1,628.89, interest earned $628.89
  • $5,000 at 7% compounded monthly for 20 years → future value $20,097.11, interest $15,097.11
  • $10,000 at 3% compounded daily for 5 years → future value $11,618.22, interest $1,618.22
  • $500 at 10% compounded quarterly for 30 years → future value $8,935.05, total growth 1,687%
  • $100,000 at 4% semi-annually for 15 years → future value $181,136.16, interest $81,136.16