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Rent vs Buy Calculator
Rent vs Buy Calculator
Compare renting and buying total costs over a horizon with mortgage, taxes, and investment growth
Favori
Imprimer
Home price
Down payment
Mortgage rate %
Mortgage term (yr)
Property tax %/yr
Insurance %/yr
Maintenance %/yr
Home appreciation %/yr
Monthly rent
Rent inflation %/yr
Investment return %/yr
Horizon (years)
buy = mortgage + carrying − appreciation · rent = rent − investment growth
Buy net cost
$291 885
Rent net cost
$280 649
Verdict
rent
Copier le lien
Rent vs Buy cumulative cost
Two cost curves over the horizon. Buy curve below rent curve at horizon end means buying wins.
Rent wins by $11 236
y0
y10
Buy
Rent
