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Mortgage Affordability
Mortgage Affordability
Estimate the home price you can afford from income, debt, and target DTI
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Gross annual income
Monthly debt
Down payment
Target DTI %
Rate (% annual)
Term (years)
Property tax %/yr
Insurance %/yr
housing budget = income/12 × DTI − debt · loan via annuity factor
Max home price
$360,194
Max loan
$320,194
P + I / month
$1,920
T + I / month
$480
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Monthly payment split
Stacked bar splitting principal+interest from taxes+insurance for the maximum monthly housing payment.
Max housing payment $2,400/mo
P+I $1,920
T+I $480
$360,194
estimated max home price
